Best Credit Cards with Rewards: Get Cash Back on All Purchases

Best Credit Cards with Rewards are credit cards that reward you as you use them in making daily purchases. These rewards may come in form of cashback, 0% intro APR, no annual fee, discounts, and so on. Getting one of these cards can help you save on your everyday purchases. This article will give you a comprehensive list of the best credit cards with rewards.

Best Credit Cards with Rewards

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Best Credit Cards with Rewards – Best Credit Card Offers

With Best Credit Cards with Rewards, you get the largest welcome bonus, earn cashback on purchases or earn travel points when you travel. As you use these cards, you earn amazing rewards for every transaction you carry out. You get amazing cashback rewards for purchasing travel tickets, dining at restaurants, and doing lots more with your card. Read on to learn more.

Rewards With Credit Cards

Rewards With Credit Cards are offered to credit cardholders. For every dollar you spend on any transaction, you earn cash back, points, or travel miles. Whatever type of card you use, whether business, travel, or no-annual-fee credit cards, you earn redeemable cashback rewards.

As a new cardholder, you get even more amazing offers as a welcome bonus. As you read on, you will discover the best rewards credit cards in different categories.

Best Credit Cards with Rewards No Annual Fee

Are you looking for the best credit cards that offer rewards with no annual fee? If yes, below is a list of the best credit cards with rewards and no annual fee that you should check out.

Wells Fargo Active Cash Card

The Wells Fargo Active Cash Card is one of the credit cards that require no annual fee. In addition to that, you can earn 2% cash back on purchases you make with the card. Also, you can earn a $200 cash bonus when you spend $1,000 in purchases in the first 3 months. It also comes with 0% intro APR for 15 months on opening an account as a card user.

Your cell phone is protected as long as you pay the monthly cell phone bill. If you open a Wells Fargo Active Cash Card account, your account information will be secured. The Wells Fargo Active Cash Card mobile app is also a platform you can use to pay bills and track your account.

How to Apply for Wells Fargo Active Cash Card

Apply for a Wells Fargo Active Cash Card with these few steps:

  • Visit the official website at https://creditcards.wellsfargo.com/active-cash-credit-card/?sub_channel=SEO&vendor_code=G
  • Click on “Apply now”. This will take you to the application page.
  • Indicate if you are a Wells Fargo customer.
  • Provide your “Name”, “SSN”, “Date of Birth”, Country of Citizenship” and “Mother’s Maiden Name”
  • Also provide your financial information and Contact information.
  • Go through the card terms on the page and tick the box indicating you agree.

When you get the new card, you have to activate it next. Don’t know how to activate your Wells Fargo Active Cash Card online? Read on!

How to Activate Your Wells Fargo Active Cash Card

To activate your Wells Fargo card, follow the steps below:

  • Visit the card activation page with the URL https://www.wellsfargo.com/
  • On the sign-in form, provide your “Username” and “Password”.
  • Click on “Sign On” to log in to your account
  • Choose your card from the list of credit cards.

Having done this, provide your card number to activate the card. You can also contact Wells Fargo customer service to activate the card.

Chase Freedom Flex Credit Card

The Chase Freedom Flex card offers a $0 annual fee and 0% intro APR for 15 months on purchases and balance transfers. As a new cardholder, you earn a $200 bonus when you spend $500 on purchases in the first 3 months of opening an account. In addition, you earn 5% cash back on gas station purchases on up to $6,000 spent in the first year.

For every $1500 you spend, you earn 5% cashback. Also, you earn 5% cash back on flight tickets purchased through Chase. Get 3% cash back on dining at restaurants, including takeout and eligible delivery services.

You also get 3% cash back on purchases made at drugstores. For every purchase you make, you earn 1% cashback. As long as your account is open, your cashback rewards do not expire. They can be redeemed anytime.

How to Apply For Chase Freedom Flex  Card

To apply for a Chase Freedom Flex℠ credit card, follow the instructions below:

When you get approved for the card, you will get it in the mail within 7 to 10 business days.

How to Activate Chase Freedom Flex Card

You can activate your Chase Flex card when you log in to your account on the website. Also, you can call the phone number on the sticker attached to your new card to activate it.

When you are logged in, look for the card activation link on your account dashboard. Click on this link and follow the prompts to activate your card online.

Chase Ink Business Cash Credit Card

The Ink Business Cash® Credit Card is one of the credit cards that comes with no annual fees. As a new cardholder, you get a $750 bonus cash back on the first $7,500 you spend on purchases in the first three months of opening an account. You can earn 5% cash back when you use this card for business purchases.

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. It also offers 0% intro APR for 12 months from account opening on purchases.

When you use this card for business, you can get employee cards for free and even redeem your cashback rewards faster. Your business can also be secured with Chase Fraud protection.

How to Apply For Chase Ink Business Cash Credit Card

Apply for a Chase Ink Business Cash Credit Card with these simple steps:

  • Open a web browser on your device.
  • Visit the URL https://creditcards.chase.com/business-credit-cards/ink/cash. The Ink Business Cash Credit Card homepage will be displayed on your screen.
  • Click on “Apply as A Guest”. This will take you to a new page.
  • Fill out your Personal information, and Income information
  • Click on “Submit”.

Other instructions will be displayed on your screen, follow them to successfully complete the application.

How to Activate Your Ink Business Cash Credit Card

To activate your new card online, follow the steps below:

  • Visit the Chase Ink credit card page with the URL chase.com/business-credit-cards/ink/cash
  • Click on “Sign in” at the top right corner of your display screen.
  • Provide your account “Username” and “Password” to access your account or create an account if you don’t have one.
  • Click on “My Accounts” when you access your account.
  • Choose your card.

Follow the rest instructions on your screen to provide your card number and complete the activation process.

Chase Freedom Unlimited

With the Chase Freedom Unlimited credit card, you earn cashback on every single purchase you make. You earn 5% cash back on $6,000 spent on gas station purchases made. Also, earn 5% cash back on travel tickets purchased through Chase.

When you spend cash at restaurants and drugstores, you get 3% cashback. For all other purchases you make, you get up to 1.5% cashback. All these cashback rewards do not expire as long as your account is still open.

How to Apply For Chase Freedom Unlimited credit card

With the guide below, you can apply for a Chase Freedom Unlimited credit card:

  • Open a web browser on your device.
  • Visit the URL https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited.
  • If you don’t have an account yet with the website, click on the “apply as a guest” button.
  • If you have an account already, you should click on the “sign in to apply faster button”.
  • Fill out the given form with your “name”, “suffix (optional)”, date of birth”, “mothers maiden name”, “tax ID type”, “SSN code”, “zip code”, “address”, “city”, “email address”.
  • After reading through the card terms and conditions, click on the “submit” button.

Follow the rest instructions on your screen to complete the process.

How to Activate Chase Freedom Unlimited credit card

To activate your new Chase Freedom Unlimited Credit Card, you can call the number on the sticker attached to the card. You can also Contact Chase customer service to activate your new card. to activate the card online, follow the steps below:

When you are logged in, look for the card activation link on your account dashboard. Click on this link and follow the prompts to activate your card online.

Discover it Cash Back Credit Card

The Discover it Cash Back Credit Card offers a 0% intro APR for the first 15 months of your using the card. With this card, you can get 5% cash back on every purchase at Amazon.com, grocery stores, restaurants, gas stations, and PayPal.

Also, for any purchase you make anywhere, you earn a 1% cashback. Your cashback rewards never expire; you can redeem them anytime you want. With the Discover app, you can protect your info from scammers.

How To Apply for Discover It Cash Back Credit Card

Follow the steps below to apply for a Discover it Cash Back Credit Card:

  • Open a web browser on your device.
  • Enter the URL https://www.discover.com/credit-cards/cash-back/.
  • Under the Discover it Cash Back card section, click on “Apply Now”.
  • Enter your “ZIP Code”, “Last 4 Digits of Social Security Number” and “Date of Birth”. Another page will be displayed.
  • Pick a card design of your choice.
  • Enter your “Name”, “Home Address”, “Date of Birth”, “Employment Status”, “Monthly Housing/Rent Payment”, “Total Gross Income” and “Email Address”.
  • Go through the “Terms & Conditions”.
  • Read through the “Important Information”.
  • Click on the “Agree to Terms & Conditions” box.
  • Click on “Submit”.

If you follow the steps below carefully and agree to the terms and conditions, you can successfully apply for the Discover It Cash Back Credit Card.

How To Activate Your Discover It Cash Back Credit Card

Activate your Discover It Cash Back Credit Card with the steps below:

  • Open a web browser on your device.
  • Enter the website https://www.discover.com/credit-cards/cash-back/.
  • On the login form, click on “Activate Credit Card”. This will display a new page.
  • Enter the 16-digit pin on your card.
  • Fill out your “Card expiration date”, “Date of birth” and “Last four digits of your SSN”.
  • Click on “Continue”.

Provide all required details and follow the given instructions to activate your card successfully.

Best Credit Cards with Rewards for Travel

Best Credit Cards with Rewards for Travel offer different benefits that you enjoy as you use the card. If you are the type of person that travels often, you should get a card that suits you. There are lots of travel cards that come with additional features that you can access as a cardholder. Some of these cards will be discussed below.

Bank of America Travel Rewards credit card

The Bank of America Travel Rewards credit card is a credit card that offers 25,000 online bonus points to cardholders. After making purchases of at least $1,000 in the first 90 days of opening an account, you earn a $250 travel or dining statement credit value. As a cardholder, you earn 1.5 points for every $1 spent on purchases. You get much more than a thousand points and these points never expire.

How to Apply for A Bank of America Travel Rewards credit card

Make every of your traveling experiences easier by applying for a Bank of America Travel Rewards credit card with the steps below:

  • Open a web browser on your device.
  • Enter the URL https://promo.bankofamerica.com/ccsearchlp10/compare-cards-1/. A new page will appear on your screen.
  • Enter your “First name”, “Last name” and “Residential address line 1”
  • Fill out your “City”, “State” and “ZIP code”
  • Enter your “Primary phone number”. Tick either “Mobile phone” or “Home phone”
  • Fill out your “Email address”.
  • Indicate if you are a US citizen or not.
  • Select your country of residence.
  • Enter your “Date of birth”.
  • Select your “Employment status”.
  • Enter your “Total annual income”, “Primary source of income” and “Monthly annual payment”.
  • Choose your preferred card option.
  • Read through the “Terms and conditions”.
  • Tick the box below it to indicate your agreement.
  • Click on “Save and Continue”.

With the steps above, you can successfully apply for a Bank of America Travel Rewards credit card. Activate your card with the steps in the next section.

How to Activate Your Bank of America Travel Rewards Credit Card

Activate your Bank of America Travel Rewards credit card with the steps below:

  • visit the official website of the bank via https://www.bankofamerica.com/
  • Provide your User ID and Password to access your account.
  • Go to your account dashboard and choose “Card Activation.
  • Type in your card number, expiration date, and birthday.
  • After entering your information, click “Submit.”

The steps above will help you activate your card online

Citi Premier Card

With a Citi Premier Card, you do not have to pay transaction fees. You can earn up to 80,000 bonus points on every $4,000 you spend on purchases in the first three months of opening an account. The annual fee required is only $95. You get points for grocery shopping, gas refills, dining at a restaurant, or booking travel tickets or hotel rooms. With these points, you can redeem your travel rewards, and gift cards and even shop without using cash.

How to apply for a Citi Premier Card

If you want to be a Citi Premier Card cardholder, use the guide below:

  • Open a web browser on your device.
  • Visit the official credit card website at https://www.citi.com/credit-cards/citi-premier-credit-card.
  • At the right side of the page click on “Apply Now”. You will be redirected to another page.
  • Enter your “First Name”, “Last Name”, “SSN” and “Date of Birth”.
  • Select your Citizenship.
  • Fill out your “Address”, “ZIP Code”, “City” and “State”.
  • Enter your “Mobile Phone Number” and “Email Address”.
  • Fill out your “Financial Information”.
  • Select a “Security Word Hint”.
  • Create a “Security Word”.
  • Read through the “Terms & Conditions”.
  • Check the boxes below to agree to terms and conditions.
  • Click on “Agree and Submit”.

Note that you must check all the boxes before submitting. You now have to activate your card.

How to Activate Your Citi Premier Card

Use the guide below to activate your card:

Follow the rest prompts on your screen to complete the activation process.

American Airlines AAdvantage MileUp Card

The American Airlines AAdvantage MileUp Card is a credit card that requires no annual fee payment. With this card, there is no limit to the number of miles you can earn. You earn 2x points on grocery shopping, eligible American Airlines purchases, and 1x points on every other purchase. When you purchase inflight meals using your card, you save 25% of the amount you spend. If you invite authorized users, you also earn miles on their purchases.

How to Apply for American Airlines AAdvantage MileUp Card

To apply for an American Airlines AAdvantage MileUp Card, follow the steps below:

  • Open a web browser on your device.
  • Go to the official card website at https://creditcards.aa.com/citi-mileup-card-american-airlines-direct/.
  • Click on “Apply Now”.
  • Enter your “First Name”, “Last Name” and “Home Address”.
  • Fill out your “SSN”, “Date of Birth”, and “Country of Citizenship.
  • Enter your “Mobile Phone Number” and “Email Address”.
  • Choose a “Security Word Hint”.
  • Create your “Security Word”
  • Enter your “Financial Information” and “Membership Information”.
  • Go through the ‘Terms & Conditions”.
  • Click on “Agree and Submit”.

Having applied for the card, activate it with the guide in the next section.

How to Activate Your American Airlines AAdvantage MileUp Card

Activate your American Airlines AAdvantage MileUp Card with the steps below:

  • Open a web browser on your device.
  • Enter the website https://www.citi.com/login?next_page
  • Click on “Activate a Card”.
  • On the page that appears, enter your “Card Number”.
  • Click on “Continue”.

Follow the rest instructions on your screen to complete the activation process.

Best Credit Cards with Rewards for Business

As a business owner, getting a business rewards credit card can help you save on your business expenses. Below are some of the best credit cards with rewards for businesses.

Ink Business Unlimited Credit Card

The Ink Business Unlimited Credit Card is a no-annual-fee card that offers a $750 bonus cash back for new cardholders. It also offers 0% intro APR for 12 months from the time you open your account. You earn 1.5% cash back on every purchase you make for your business. With this card, you can get employee cards for your employees at no additional cost.

How to Apply for Ink Business Unlimited Credit Card

Apply for an Ink Business Unlimited Credit Card with these steps:

  • Open a web browser on your device.
  • Open the card website at https://creditcards.chase.com/business-credit-cards/ink/unlimited2.
  • Click on “Apply as a New Guest”.
  • On the page that appears, enter your “Personal info”
  • Go on to fill out your “Business info”.
  • Read through the “Pricing and Terms”.
  • Check the box to indicate that you agree to the terms.
  • Click on “Submit”.

Carry out any other given instructions to complete the application. Read on to learn how to activate your Ink Business Unlimited Credit Card.

How to Activate Your Ink Business Unlimited Credit Card

Are you a new Ink Business Unlimited Credit Cardholder, activate your card with these steps:

When you sign in to your Ink Business Unlimited Credit Card account, locate and click on the “Activate Card” link. If you follow the instructions carefully, you will be able to activate your card.

Capital One Spark Miles for Business

If you are a business owner, Capital One Spark Miles for Business is the card for you. it has an excellent credit level. With this card, you earn 2x miles on every purchase you make for your business.

As a new card member, you get a 500,000 miles bonus for every $4,500 you spend. In your first year of using the card, you enjoy a 0% intro annual fee. If you are interested in applying for one, move on to the next section.

How To Apply for a Capital One Spark Miles for Business Card

You can apply for a Capital One Spark Miles for Business with the following steps:

  • Open a web browser on your device.
  • Visit the URL https://www.capitalone.com/small-business/credit-cards/spark-miles/.
  • Click on “Apply Now”.
  • Enter your “Primary Phone Number”. You can use your mobile phone number.
  • Enter all your “Personal Information”.
  • Fill out your “Business Information”.
  • Enter your “Additional Business Information”.
  • Select your choice of mailing location.
  • Navigate to “Important Disclosures”
  • Navigate upwards to “Additional information” and check the boxes.
  • Select “Continue”.

Follow the rest prompts on your screen to complete the process. Want to activate your new card? read on!

How To Activate Your Capital One Spark Miles for Business Card

Follow the steps below to activate your card:

After signing in to your card account, locate and select the “Activate Card” link to activate your card.

Marriott Bonvoy Business American Express Card

The Marriott Bonvoy Business American Express Card is one of the best cards for business. You earn 75,000 Marriott Bonvoy bonus points when you use your new Card to make $3,000 on eligible purchases within the first 3 months of being a cardholder. You earn 6x points on hotel purchases, 4x on dining at restaurants, and 2x on other purchases. It is a no-annual fee card.

How to Apply for a Marriott Bonvoy Business American Express Card

Apply for a Marriott Bonvoy Business American Express Card with the following steps:

After doing this, click on “Continue” to complete the card application process.

How to Activate Your Marriott Bonvoy Business American Express Card

With the guide below, you can activate your Marriott Bonvoy Business American Express Card:

  • Open a web browser on your device.
  • Visit the URL https://www.americanexpress.com/us/credit-cards/card/marriott-bonvoy-brilliant/
  • Click on “Login” at the top right corner of the page.
  • Provide your account “User ID” and “Password”.
  • Fill out your “Legal Business” and the business name you want on the card.
  • When you login to your account, locate the card activation link on your dashboard and click on it.

Follow the prompts on your screen to provide your card number and successfully activate the card.

Capital One Spark Cash Plus

The Capital One Spark Cash Plus credit card lets you earn 2% cash back for your business on every purchase without restrictions. Also, you earn up to $1,000 in the first 6 months, $500 when you spend $5,000 in the first 3 months, and $500 on the $50,000 you spend in the first 6 months.

How to Apply for Capital One Spark Cash Plus

Are you interested in applying for the Capital One Spark cash plus card? If yes, follow the steps below:

  • Visit the Credit card page with the URL https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/
  • You can go through the card details on the page.
  • Click on “Apply Now”. You will be redirected to the card application page.
  • Provide your Personal information such as your “Phone Number”, “Email address”, “Name” and “Date of Birth”.
  • Also provide your “Residential Address”, “ZIP code”, “City, and “State”.
  • Next, provide your business information and mailing information.

Having done this, carefully read through the card terms and conditions on the opened page and click on “Continue” to finish your application online.

How to Activate Capital One Spark Cash Plus

When you receive a new Capital One Spark cash plus, the next step is to activate it, to do this, follow the steps below:

When you log in to your account, click on the card activation tab and provide your card number to activate it. You can also activate your card by calling the number on the sticker attached to the card.

Final Words

Getting a credit card with rewards is one of the best ways to maximize your spending. However, you can only enjoy these rewards when you pay your bills in full every month.

A rewards credit card makes it easy for you to earn miles, points, cashback, and other perks without spending too much. With the list of rewards cards given in this article, you should be able to choose the best card in any spending category you want.