Sam’s credit card – Sam’s Club has Sam’s credit card and Sam’s Club Mastercard which is issued by Synchrony bank. Members of Sam’s club should apply for the credit card to earn rewards on their purchases as the card has several benefits. Sam’s Club offers credit cards for individuals and business members each with its own cash back rewards.
Sam’s credit card is a good option for individuals and people who make regular purchases at Sam’s club. To guarantee your approval for Sam’s credit card, you must have a good credit score. Sam’s credit card can be used at any Sam’s club or Walmart location and can also be accessed online.
Sam’s Credit Card
Here are the rewards and benefits offered by Sam’s club credit card;
- Cash back rewards on eligible purchases
- Identity theft resolution services
- No annual fee
- Doubles as your membership card
Sam’s credit card has a relatively high Annual Percentage Rate (APR) compared to other credit cards. Like other store credit cards, Sam’s club credit does not have an annual fee.

How to Apply for Sam’s club credit card
To apply for a Sam credit card, you must be a legal resident of the United States and must be 18 years old. To get started with the application process;
- Visit samsclubcom
- Click “Apply Now”
- Enter your membership number
- Enter your names
- Click “Next”
Follow the prompts and fill in the required information to complete the application process.
How to Activate Sam’s club credit card
To activate Sam’s club card online;
- Visit samsclub
- Enter your card number
- Enter your card security code
- Fill in the last four digits of your Social Security Number
- Click “Activate My Card”
Follow these steps to activate your Sam’s club card.
Sam’s club card login
You should login Sams credit card account to activate your card, pay bills, transfer your card balance, check, or redeem earned rewards. To log in to your Sam’s card;
- Visit sams syf com
- Enter your user ID
- Enter your password
- Click “SECURE LOGIN”
Follow these steps to log in to your Sam’s card account.
How to register for online access to Sams credit card account
To register for online access to Sam’s card account;
- Visit sams syf com
- Click “Register”
- Enter your account number
- Enter your ZIP code
- Click “CONTINUE”
Follow the prompts to register your card account.
Sam’s club card payment
To make your Sam’s card payment online;
- Visit sams syf com
- Click “PAY AS GUEST”
- Enter your card number
- Fill in the last four digits of your Social Security Number
- Enter your ZIP code
- Click “Continue”
Follow the on-screen directives to complete the payment process.
What credit score do you need for a Sam’s club credit cards?
The credit score needed to apply for Sam’s credit card is at least 680, meaning you should have a good credit score to guarantee approval.
Can I use Sam’s credit card at Walmart?
Yes, you can. You can make use of Sam’s credit card at Sam’s Club and Walmart.
What bank is Sam’s Club credit card through?
Sam’s credit card is issued by Synchrony bank.